Bharath Foundation Club

Membership Agreement

The contract between Knobly Consulting LLP and the Founder.

Version v1.0 Dated 11 May 2026

Bharath Foundation Club

Membership Agreement

The contract between Knobly Consulting LLP and the Founder.


This Agreement is between:

The Company: Knobly Consulting LLP, registered office in Bengaluru, India. Authorised signatory for this Agreement: Prashanth Hebbar, Managing Partner.

The Founder: the named individual and the named entity entered on the application form at https://finshield.matsyaai.com/bharath.php.

By paying the one-time founding fee, you agree to this Agreement, the Program Terms, and the Code of Conduct (together, “this Agreement”).


1. What you receive

In consideration of a one-time payment of ₹4,999 (plus GST if applicable), the Company grants the Founder:

2. What “Lifetime” means

“Lifetime” means for as long as the Company offers each named product in substantially its current form. It covers updates, fixes, and new features added to that product. It does not extend to successor or replacement products sold under a different brand, name, or operator. See the Program Terms for the discontinuation remedy.

3. Refund

The Founder may request a full refund within 7 calendar days of payment by writing to prashanth@knobly.com. After 7 days, the fee is non-refundable except as set out in the Program Terms (rejected application, cancelled wave, or all three products discontinued without replacement).

4. Non-transferable

The badge and the lifetime access are personal to the Founder and the named entity. They may not be sold, sub-licensed, gifted, leased, or otherwise transferred, except for the family courtesy described in the Program Terms.

5. No equity, no security, no governance

The Founder badge does not confer any shares, equity, stock options, profit-share, dividend right, voting right, or any other form of security or governance role in the Company or any affiliate. The badge is recognition tied to a lifetime service grant, nothing more.

6. Your data

Data the Founder uploads to FinShield, Accompli, or GST Filing Pro remains the Founder’s property. The Company processes it under the Digital Personal Data Protection Act 2023, the Information Technology Act 2000, and standard contractual privacy obligations.

The Company will not sell or share Founder data with third parties except (a) operationally to deliver the products, (b) under legal compulsion, or (c) with the Founder’s written consent. Aggregated, anonymised statistics across the Founder base may be published.

7. Confidentiality

Both parties will keep confidential any non-public information shared in the course of this Agreement, except where disclosure is required by law.

8. Service availability

The Company will make commercially reasonable efforts to keep the products available. Planned maintenance will be notified in advance where possible. Unplanned downtime is not refundable.

If the Company discontinues all three products without a replacement offered to Founders on comparable terms, the Company will pay a pro-rata goodwill refund per the formula in the Program Terms.

9. Limitation of liability

To the extent permitted by Indian law, the Company’s total liability under this Agreement is limited to the founding fee actually paid by the Founder (₹4,999). The Company is not liable for indirect, consequential, or commercial losses (loss of profits, business interruption, lost data, lost goodwill) arising from use of the products.

10. Indemnity

The Founder will indemnify the Company against losses arising from the Founder’s breach of this Agreement, misuse of the products, or infringement of any third party’s rights through such misuse.

11. Term and termination

This Agreement begins when the founding fee is received and continues for the lifetime of the products as defined in Section 2.

The Company may terminate this Agreement and withdraw the badge for serious breach by the Founder (fraud, data misuse, harassment, misrepresentation of Founder status, or regulatory non-compliance that endangers the programme). The Founder may appeal once in writing to the Company within 30 days. No refund applies on involuntary termination.

The Founder may end this Agreement voluntarily by written notice. On voluntary exit: the badge ends, the certificate is surrendered or revoked digitally, the fee is not refunded.

12. Dispute resolution

Both parties will attempt good-faith resolution first, by direct correspondence with prashanth@knobly.com. Failing resolution within 30 days, disputes will be referred to a single arbitrator under the Arbitration and Conciliation Act 1996, seated in Bengaluru, Karnataka. The language of arbitration is English.

13. Governing law

This Agreement is governed by the laws of India. Courts in Bengaluru have exclusive jurisdiction.

14. Entire agreement

This Agreement, together with the Program Terms and the Code of Conduct, constitutes the entire agreement between the parties on the subject. It supersedes any prior representations, oral or written.


Executed as of the date the founding fee is received.

For Knobly Consulting LLP:

Prashanth Hebbar Managing Partner

By the Founder: payment of the founding fee constitutes acceptance of this Agreement and confirmation of the eligibility representations on the application form.